MS. ANNABEL P. YU is the Head of the Accounting Department in AG Finance, Inc. Prior to this, she served as an accountant for the Armstrong Group of Companies. She was also an Accounting Associate with Export and Industry Bank (formerly Urban Bank, Inc.) and was an Audit Staff I with Punongbayan and Araullo. Ms. Yu is a graduate of St. Scholastica’s College with a BS in Accountancy. She obtained her Certified Public Accountant License in 1994.